# Payment Gateway

## The best time to improve your fintech offerings was yesterday. The next best time is today.

We get it. Sometimes _now_ is not the right time to move payments. Our Payment Gateway allows you to stay with your existing expensive payment provider while using our Unified Fintech Checkout to launch BNPL, Lending, Insurance and more with one simple integration.

[Let's Talk](/content/resources/contact/index.html)

[See Documentation](https://docs.justifi.tech/gettingStarted?_ga=2.199630316.311609395.1756784544-340555077.1750649077&_gl=1*1yosdz9*_gcl_au*NjU0Mzg4Mjc3LjE3NTA2NDkwNzc.*_ga*MzQwNTU1MDc3LjE3NTA2NDkwNzc.*_ga_6LME8KELGQ*czE3NTY3ODQ1NDQkbzM2JGcxJHQxNzU2Nzg5NDQ2JGo2MCRsMCRoMA..)

#### Accelerate roadmaps without compromise

Launch additional revenue producing fintech products in weeks without taking on a big project.

#### Payments ready, whenever you are

Every payment is tokenized and stored securely in JustiFi’s data vault, giving you full ownership and control.

Once you’re completely fed up with your current processor, we’ll be ready.

#### FULLY embedded & PCI compliant

While-label and secure from day one. Your platform and your brand are front and center with everything we do without any additional exposure or complications.

## Don't get left behind. World-class starts today.

[Talk With Our Team](/content/resources/contact/index.html)

# FAQ

## We’re here to answer all your questions

### General

1. **What is JustiFi and how is it different from other payment processors?**  
   JustiFi is an embedded fintech platform built specifically for vertical SaaS platforms and franchise networks. Unlike legacy processors that force platforms to choose between easy integration OR customization, decent pricing OR additional products, JustiFi provides a complete white-labeled fintech ecosystem—payments, BNPL, insurance, and lending—through a single integration with full data ownership and PayFac economics without PayFac complexity.

2. **What does "AI-powered" mean in terms of payments?**  
   Our AI assistant helps streamline platform integration by generating production-ready code, answers technical questions in real-time, and provides intelligent, action based, insights about your payment operations. It's like having a fintech expert available 24/7 to help optimize your payment operations and merchant onboarding.

3. **How long does it typically take to get started with JustiFi?**  
   Most platforms can integrate and launch their payment capabilities in a week or two. Our AI-assisted integration provides instant guidance and generates production-ready code, eliminating the typical weeks-long learning curve associated with legacy payment processors.

4. **What types of payments can I accept with JustiFi?**  
   You can accept all major payment methods including credit and debit cards, ACH bank transfers, in-person terminal payments, and digital wallets like Apple and Google Pay. Everything is unified in one dashboard with consolidated reporting across all payment channels.

5. **Do you offer more than just payment processing?**  
   Yes, JustiFi provides a complete fintech infrastructure that includes embedded lending, insurance products, and Buy Now Pay Later (BNPL) solutions. These "beyond payments" products create additional revenue streams while adding value for your customers. Importantly, you own 100% of your data—both merchant data and transaction data—with no vendor lock-in. This data ownership is critical because it allows you to optimize performance over time, add new financial products without re-underwriting merchants, and maintain control of your most valuable business asset.

## Innovation & Impact

See what we're building and how platforms are winning.

# Product Updates

## Apple Pay is Now Available on JustiFi  
   Product Update  
   Nov 13, 2025  
   [Read More](/content/resources/posts/apple-pay-announcement/index.html)

## Two New Checkout Solutions Complete Our Three-Option Suite  
   Product Update  
   Sep 29, 2025  
   [Read More](/content/resources/posts/two-new-checkout-solutions-complete-our-three-option-suite/index.html)

## Two New Reports That Turn Your Payment Data Into Revenue Action  
   Product Update  
   Aug 13, 2025  
   [Read More](/content/resources/posts/your-unfair-edge-over-competitors/index.html)

[All Updates](/content/resources/posts/index.html)